7 Little-known Shopping Tricks to Save Lots of Money


In the current climate, saving money appears to be on the minds of the majority of consumers, constantly looking for the best deal before making a purchase.

By taking the time to review and learn a few simple strategies, you’ll be able to make your budget go further, allowing you to put the money you save aside for a rainy day.

According to Fidelity, only approximately one third of people in the United States make any kind of finance related resolutions, and out of the ones who did, only half had the goal of saving more money aside. While that’s great for them, more people should consider the effects of saving and how it could benefit them in the long time.

It’s no secret that saving can be difficult, especially if it involves cutting back on the little luxuries you’re used to, but over time, these good habits will become a day of life, especially if your progress is supported by easy tricks to ensure you’re comfortable whilst remaining frugal.

Richard Thaler of the University of Chicago states that “we tend to revert to our long run tendencies. To effect real changes, you have to make some structural change in the environment.”

This suggests that by making a genuine change to your lifestyle, money saving will be a far easier task, leaving you with more money in the bank.


Thaler goes on to discuss inertia and how people today are victims. People are used to not taking action. As a result, if something appears difficult (such as saving money regularly), it’s likely that many will simply not bother to try.

While many employees across the nation have 401(k) plans that automatically save around three percent of their income, financial planners recommend saving around 10% for it to be effective for the long haul and make a difference to your retirement fund.


It’s understandable that you can’t set your saving plans in stone. Things come up and expenses can be unpredictable, not to mention the fact you could lose your job and need to rely on your existing cash to get by.

Instead, try not to focus on the concept of saving as a whole. Researchers at the University of Toronto suggested that savers are often overwhelmed by the amount of goals they are expected to save towards, recommending they instead choose prioritized causes to work towards.

You may also look at how your goals could be combined. Time suggests, for example, if you’re saving for a car and a vacation at once, combine it into a ‘road trip’ fund to make it seem more manageable and less overwhelming.